:root{
  --ink:#17130f;--muted:#665f58;--paper:#fffdf9;--soft:#fff4e8;--soft2:#fff9f2;
  --orange:#ff632e;--red:#ef3f2d;--gold:#ffbc38;--line:#eadfd3;--dark:#21140f;
  --shadow:0 18px 50px rgba(74,35,10,.12);--radius:22px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.72}
a{color:#bd321f}a:hover{color:#8d2115}img{max-width:100%;height:auto}.container{width:min(var(--max),calc(100% - 34px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:999;background:#fff;padding:10px 14px;border-radius:10px}
.topbar{background:#120b08;color:#f8e9df;font-size:13px}.topbar .container{display:flex;gap:18px;justify-content:space-between;align-items:center;padding:8px 0}.topbar strong{color:#ffd08a}.topbar a{color:#fff}
.header{position:sticky;top:0;z-index:40;background:rgba(255,253,249,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.headin{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:950;letter-spacing:-.5px}.brand img{width:58px;height:48px;object-fit:contain}.brand span{font-size:21px}.nav{display:flex;align-items:center;gap:20px}.nav a{text-decoration:none;color:#3f332c;font-size:14px;font-weight:800}.nav a:hover{color:var(--red)}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 11px;font-weight:900}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 20%,rgba(255,188,56,.34),transparent 25%),linear-gradient(132deg,#1c100b 0%,#4f190f 48%,#ef4b2c 100%);color:#fff;padding:84px 0 78px}.hero:before{content:"";position:absolute;width:420px;height:420px;border:70px solid rgba(255,255,255,.06);border-radius:50%;right:-120px;bottom:-240px}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;font-size:13px;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:#ffd592}.eyebrow:before{content:"";width:24px;height:3px;border-radius:4px;background:var(--gold)}.hero h1{font-size:clamp(40px,5.8vw,70px);line-height:1.04;letter-spacing:-2.1px;margin:14px 0 20px}.hero p{font-size:18px;color:#fff0e8;max-width:760px;margin:0 0 28px}.actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 24px;border-radius:999px;text-decoration:none!important;font-weight:950;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:#25120b!important;box-shadow:0 12px 30px rgba(255,188,56,.26)}.btn-ghost{background:#fff;color:#b42f1f!important}.btn-dark{background:var(--dark);color:#fff!important}.hero-card{background:#fff;color:var(--ink);border-radius:26px;padding:26px;box-shadow:0 28px 70px rgba(0,0,0,.25);border-top:7px solid var(--gold)}.hero-card img{width:108px;height:88px;object-fit:contain;display:block;margin-bottom:14px}.hero-card h2{font-size:25px;line-height:1.2;margin:0 0 12px}.hero-card ul{margin:0;padding:0;list-style:none}.hero-card li{position:relative;padding:9px 0 9px 32px;border-bottom:1px dashed #ead8c8}.hero-card li:last-child{border-bottom:0}.hero-card li:before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;background:#ffe1a6;color:#7d260f;display:grid;place-items:center;font-weight:950;font-size:12px}
.statbar{background:var(--gold);border-bottom:1px solid #e5a429}.stats{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:25px 18px;text-align:center;border-right:1px solid rgba(79,34,6,.13)}.stat:last-child{border-right:0}.stat strong{display:block;font-size:20px;color:#5d1c0e}.stat span{font-size:13px;font-weight:850;color:#432516}
.breadcrumb{background:#fff8ef;border-bottom:1px solid var(--line)}.breadcrumb .container{padding:12px 0;font-size:13px;font-weight:750;color:#6d5c51}.breadcrumb a{text-decoration:none}
.section{padding:72px 0}.section.soft{background:var(--soft2)}.section.dark{background:#1d120e;color:#fff}.section.dark p,.section.dark li{color:#f2ded2}.section-head{max-width:850px;margin:0 auto 34px;text-align:center}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.14em;font-weight:950;color:#d23e26}.section.dark .kicker{color:#ffc96d}.section h2{font-size:clamp(30px,4.2vw,45px);line-height:1.16;letter-spacing:-1.25px;margin:7px 0 15px}.section h3{font-size:21px;line-height:1.28;margin:0 0 10px}.lead{font-size:17px;color:var(--muted)}
.grid{display:grid;gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 9px 28px rgba(81,47,21,.06)}.card.orange{background:linear-gradient(145deg,#fff7ef,#fff);border-top:5px solid var(--orange)}.card.dark{background:#2b1a14;color:#fff;border-color:#493126}.card p{margin:8px 0 0;color:#5e554e}.card.dark p{color:#e8d5c8}.icon{width:43px;height:43px;border-radius:13px;display:grid;place-items:center;background:#fff0d5;color:#a62b1b;font-weight:950;margin-bottom:15px}.mini{font-size:13px;color:#76685e}.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.check{background:#fff;border:1px solid var(--line);border-radius:15px;padding:14px 15px;font-weight:760}.check:before{content:"✓";color:#d63d25;font-weight:950;margin-right:9px}.warn{background:#fff5df;border-left:5px solid var(--gold);padding:18px 20px;border-radius:0 16px 16px 0}.note{background:#fff1ee;border:1px solid #ffc7bc;padding:18px 20px;border-radius:16px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px;background:#fff}.table-wrap table{width:100%;border-collapse:collapse;min-width:680px}.table-wrap th,.table-wrap td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}.table-wrap th{background:#2a1710;color:#fff;font-size:13px}.table-wrap tr:last-child td{border-bottom:0}.steps{counter-reset:s}.step{position:relative;padding:22px 22px 22px 76px;background:#fff;border:1px solid var(--line);border-radius:18px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:20px;top:20px;width:39px;height:39px;border-radius:50%;background:var(--gold);display:grid;place-items:center;font-weight:950;color:#50200d}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.related a{display:block;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;text-decoration:none;color:var(--ink);box-shadow:0 8px 24px rgba(61,33,16,.05)}.related a:hover{border-color:#f4aa7c;transform:translateY(-2px)}.related strong{display:block;font-size:18px;margin-bottom:5px}.related span{color:#6d6259;font-size:14px}
.faq{max-width:900px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;margin:11px 0;padding:0 18px}.faq summary{cursor:pointer;font-weight:900;padding:18px 34px 18px 0;list-style:none;position:relative}.faq summary:after{content:"+";position:absolute;right:0;top:15px;font-size:24px;color:#d63e25}.faq details[open] summary:after{content:"–"}.faq p{padding:0 0 18px;margin:0;color:#5e554e}
.cta-strip{background:linear-gradient(115deg,#ffbf3f,#ff6b35);padding:34px 0}.cta-in{display:flex;justify-content:space-between;gap:26px;align-items:center}.cta-in h2{margin:0;font-size:30px}.cta-in p{margin:6px 0 0;color:#4c2515}.cta-in .actions{flex:0 0 auto}
.footer{background:#120b08;color:#ebddd4;padding:52px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px}.footer h3{color:#fff;font-size:16px;margin:0 0 14px}.footer a{color:#f3cdbb;text-decoration:none}.footer a:hover{color:#fff}.footlinks{display:grid;gap:8px}.footer .brand{color:#fff}.footer .brand img{width:66px;height:55px}.footnote{border-top:1px solid #35241d;margin-top:34px;padding-top:20px;color:#a99589;font-size:13px;display:flex;gap:18px;justify-content:space-between;flex-wrap:wrap}
.article{max-width:900px;margin:auto}.article h2{font-size:32px;margin-top:40px}.article h3{margin-top:28px}.article p,.article li{color:#504740}.article ul,.article ol{padding-left:22px}.legal{max-width:920px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--shadow)}
@media(max-width:900px){.nav{display:none;position:absolute;left:17px;right:17px;top:77px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}.menu-btn{display:block}.hero-grid,.grid.three,.grid.four,.footer-grid{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr 1fr}.related{grid-template-columns:1fr}.cta-in{align-items:flex-start;flex-direction:column}.hero{padding-top:62px}}
@media(max-width:620px){.container{width:min(100% - 24px,var(--max))}.hero-grid,.grid.two,.grid.three,.grid.four,.footer-grid,.checks{grid-template-columns:1fr}.hero h1{letter-spacing:-1.2px}.hero-card{padding:21px}.stats{grid-template-columns:1fr 1fr}.stat{padding:18px 10px}.section{padding:56px 0}.legal{padding:23px}.actions .btn{width:100%}.headin{height:70px}.brand img{width:50px;height:42px}.brand span{font-size:18px}.nav{top:69px}}